Our top pick
Purchase Rate
22.90%
22.90%
Balance Transfer
N/A
N/A
Annual Fee
$52
$52
Interest Free Days
55 Days
55 Days
Purchase Rate
16.95%
16.95%
Balance Transfer
5.95% for the life of the balanced transfered
5.95% for the life of the balanced transfered
Annual Fee
$285 per year ($142.50 every 6 months)
$285 per year ($142.50 every 6 months)
Interest Free Days
Up to 44 days
Up to 44 days
Visa Platium
Purchase Rate
18.95%
18.95%
Balance Transfer
N/A
N/A
Annual Fee
$45 half-yearly
$45 half-yearly
Interest Free Days
up to 55 days
up to 55 days
Gold Rewards Card
Purchase Rate
19.95%
19.95%
Balance Transfer
N/A
N/A
Annual Fee
$200 p.a.
$200 p.a.
Interest Free Days
up to 55 days
up to 55 days
Classic
Purchase Rate
18.50%
18.50%
Balance Transfer
Lite Visa
Lite Visa
Annual Fee
$15 per half year
$15 per half year
Interest Free Days
Up to 55 days
Up to 55 days
Purchase Rate
13.50%
13.50%
Balance Transfer
0% for 6 months
0% for 6 months
Annual Fee
$0
$0
Interest Free Days
Up to 55 days
Up to 55 days
Lite Visa
Purchase Rate
12.90%
12.90%
Balance Transfer
N/A
N/A
Annual Fee
$15 half-yearly
$15 half-yearly
Interest Free Days
Up to 55 days
Up to 55 days
Purchase Rate
12.90%
12.90%
Balance Transfer
1.99% p.a on balances transferred for the first two years
1.99% p.a on balances transferred for the first two years
Annual Fee
$0
$0
Interest Free Days
Up to 55 days
Up to 55 days
Purchase Rate
16.90%
16.90%
Balance Transfer
1.99% p.a. for 6 months
1.99% p.a. for 6 months
Annual Fee
$12.50 every 6 months
$12.50 every 6 months
Interest Free Days
Up to 44 days
Up to 44 days
Airpoints Platinum Card
Purchase Rate
19.95
19.95
Balance Transfer
N/A
N/A
Annual Fee
$192 p.a
$192 p.a
Interest Free Days
up to 55 days
up to 55 days
Purchase Rate
12.95% (Floating rate)
12.95% (Floating rate)
Balance Transfer
0% p.a. for 6 months
0% p.a. for 6 months
Annual Fee
$10 every six months
$10 every six months
Interest Free Days
up to 55 days
up to 55 days